Pradhan Mantri Suraksha Bima Yojana details 2020 – Eligibility, Benefit & Account

0
133
Share this

Pradhan Mantri Suraksha Bima Yojana details – Eligibility, Benefit & How to open Account online:- Hi Friends, A few months ago India’s Prime Minister Narendra Modi has launched India’s biggest Insurance Scheme called Pradhan Mantri Suraksha Bima Yojana ( PMSBY ) for all common man of India, through which any peoples of Indian can avail of up 2 lakh Insurance cover on accidental death and disability by investing Rs 12 per year.

As everyone knows, there are such a large number of people in India, who do not yet have any kind of life insurance. So Keeping these people in mind, The Prime Minister of India Narendra Modi has launched the Pradhan Mantri Suraksha Bima Yojana Scheme as the world’s largest Government insurance scheme.

So If you are included in who peoples who have not yet taken any life insurance due to money then you have to good chance to take life insurance by paying Rs 12 Per year.

The best advantage of this scheme that every person of India can take advantage of the PMSBY scheme, which has not yet taken any life insurance due to money. Because Avail of this scheme, You will need to pay Rs 12 Per year that is Rs 1 per month.

So if you are an Indian and want to avail of the PMSBY scheme then don’t worry, because in this article I will talk about of Pradhan Mantri Suraksha Bima Yojana Scheme in details like What is PMSBY Scheme, PMSBY Scheme Eligibility, PMSBY Scheme Benefit and How to open Account online.

Pradhan Mantri Suraksha Bima Yojana details 2020
Pradhan Mantri Suraksha Bima Yojana details 2020

What is Pradhan Mantri Suraksha Bima Yojana Scheme?

The Pradhan Mantri Suraksha Bima Yojana Scheme is a government accident insurance policy launched by Narendra Modi. Under which, any Policy Holder can claim a sum of Rs 2 lakh on death & fully disabled. Apart from, can claim of Rs 1 lakh on partial disability.

After taking the policy, you have to renew it every year, for which you will have to pay only 12 rupees. One important thing in this is that between 25 May to 31 May you will have to keep 12 rupees in your bank account because the premium is automatically deducted from your bank. If you do not keep 12 rupees in the bank, then the insurance will be canceled.

If You want to know that Who can take avail of PMSBY scheme, then I would like to tell that any citizen between the age of 18 to 70 years can avail the benefit of Pradhan Mantri Suraksha Bima Yojana. To know more details, You can continue reading this article till ends.

Pradhan Mantri Suraksha Bima Yojana details 2020-

Pradhan Mantri Suraksha Bima Yojana Eligibility-

  • Under the Pradhan Mantri Suraksha Bima Yojana, a person aged 18 to 70 can avail.
  • Aadhar card is required to be linked with Pradhan Mantri Suraksha Bima Yojana.
  • If a consumer has 1 or more savings accounts then they can join the scheme through any one savings account.

Pradhan Mantri Suraksha Bima Yojana Benefits-

  • The premium paid will also be tax-free under section 80C of the Income Tax Act.
  • The premium of Rs 12 p.a.
  • You can claim a sum of Rs 2 lakh on death & fully disabled.
  • Also Can claim of Rs 1 lakh on partial disability.
  • the premium is automatically deducted from your bank.

How to Open Pradhan Mantri Suraksha Bima Yojana Account or Apply?

If you want to be a part of Pradhan Mantri Suraksha Bima Yojana, then it is very easy, in which you have to first connect your Aadhaar card to the bank account, after which, just before June 1, You have to fill a form and submit it in your bank, in which you want to open PMSBY account.

  • First Of All, Link Your Aadhaar card to the bank account.
  • Now Download PMSBY Form.
  • After then, Fill up PMSBY Form.
  • Now go to visit your bank.
  • Now Submit PMSBY Form in your Bank.

So now you can easily apply / Open Pradhan Mantri Suraksha Bima Yojana Account by following the above some steps.

Final Word-

So If you are an Indian and You not have any kind of life insurance yet then I highly recommend to you to avail of it, Because Under this, you can claim an insurance amount of Rs 2 lakh on death and full disability of Rs 2 lakh and partially disabled for every year by paying a premium of Rs 12.

So I Hope You like this article.

Suggested Post-

Tags;- pradhan mantri suraksha bima yojana ( SBI Bank, HDFC Bank, ICICI Bank, BOI bank, Andhra Bank, Bank of Baroda Bank), pradhan mantri Suraksha bima yojana online apply, pradhan mantri suraksha bima yojana form.

pradhan mantri suraksha bima yojana certificate download, pradhan mantri suraksha bima yojana benefits, pradhan mantri jeevan jyoti bima yojana benefits, pradhan mantri suraksha bima yojana in hindi, pradhan mantri suraksha bima yojana bank of india online.

LEAVE A REPLY

Please enter your comment!
Please enter your name here